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Tax Reform

Savings, Retirement and Social Security Reform

Contributing Members Commentaries



 

Savings, Retirement and Social Security Reform

Government in the Way
The Washington Times, January 31, 2005
By Ernest S. Christian
Judged by marketplace standards, government has a faulty business plan and a product line with too many items. Most don't work properly. All are grossly overpriced. Some are given away or sold at deep discounts to favored customers.

Turning Roth IRAs into Universal Savings Accounts
CATO Tax and Budget Bulletin, November, 2002
By Chris Edwards and Ernest Christian

In recent years, Congress has reduced taxation on personal savings by cutting the capital gains tax rate and liberalizing rules on pensions and savings vehicles. But large tax barriers to saving remain, including restrictive rules on eligibility, contributions, and withdrawals for savings vehicles such as the Roth Individual Retirement Account.

 

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